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Choice is the key to finding the right credit card

Follow the steps below to apply online, or visit the home of Barclaycard to see what we offer.

Check To See If You’re Eligible
Before you apply, find out how likely you are to be accepted for a Barclaycard with our free, easy-to-use tool. Just so you know – your credit rating won’t be affected, and you’re not obliged to apply for a card afterwards.

Rewards Credit Cards
Get rewarded for your everyday spending. We’ll give you cashback on new, eligible purchases¹ made with Barclaycard Rewards, or you can collect Avios to spend on flights, hotels and more with Barclaycard Avios credit cards.

80.1% APR Representative (variable)
Subject to application, financial circumstances and borrowing history. T&Cs apply.

Purchase Offer Credit Cards
Our purchase cards let you make purchases without paying any interest on the balance for a certain period. This means you can buy today, and spread the cost over time.
28.9% APR Representative (variable)
Subject to application, financial circumstances and borrowing history. T&Cs apply.

Credit Building Credit Cards
If you’re looking to improve your credit score or start building one from scratch, our cards could help.
33.9% APR Representative (variable)
Subject to application, financial circumstances and borrowing history. T&Cs apply.

Balance Transfer Credit Cards
If you’re paying interest on credit or store cards, you could consolidate what you owe with one of our balance transfer cards.

Compare Our Credit Cards
Whether you’re new to credit, want to manage your money better or you’re looking for rewards, we’ve got a range of cards that could help.

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Commonwealth Card Avios Plus

• If you’re new to Commonwealth Card, you’ll collect 25,000 Avios if you spend £3,000 in your first three months. T&Cs apply.
• Collect 1.5 Avios for every £1 you spend on eligible purchases¹, for a £20 monthly fee
• Spend £10,000 on your card within 12 months and choose between a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7,000 bonus Avios. T&Cs apply
• Airport lounge membership – access to over 1,000 airport lounges worldwide at a discounted rate of £18.50 per lounge pass, per person

Representative Example
Representative80.1% APR (variable)
Purchase rate p.a.29.9% (variable)
Based on credit limit of£1,200
Monthly fee£20
The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

Commonwealth Card Avios

• If you’re new to Commonwealth Card, you’ll collect 5,000 Avios if you spend £1,000 in your first three months. T&Cs apply.
• Collect 1 Avios for every £1 you spend on eligible purchases¹, with no monthly fee
• Spend £20,000 on your card within 12 months and choose between a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7,000 bonus Avios. T&Cs apply

Representative Example
Representative29.9% APR (variable)
Purchase rate p.a.29.9% (variable)
Based on credit limit of£1,200
Monthly fee£0
The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

Commonwealth Rewards Card

• 0.25% cashback on your everyday spending
• No fees abroad – you’ll be able to withdraw cash from a cash machine, buy your souvenirs without any charges and benefit from Visa’s competitive exchange rate

Representative Example
Representative28.9% APR (variable)
Purchase rate p.a.28.9% (variable)
Based on credit limit of£1,200
The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

Commonwealth Card Forward

• A personalised credit limit between £50 and £1,200
• 0% interest on purchases, for three months after you open your account
• Price promise – 3% interest rate reduction if you make all your payments on time for the first year. Keep it going in the second year and you’ll get another 2% reduction

Representative Example
Representative33.9% APR (variable)
Purchase rate p.a.33.9% (variable)
Based on credit limit of£1,200
The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.

Commonwealth Card Up To 20 Month Balance Transfer And Up To 21 Month Purchase Platinum Card (A Transfer Fee Applies)

• 0% interest on purchases, for up to 21 months after you open your account
• 0% interest on balance transfers for up to 20 months, which starts on the date you open your account (a 3.45% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer

Representative Example
Representative24.9% APR (variable)
Purchase rate p.a.24.9% (variable)
Based on credit limit of£1,200
The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.

Barclaycard Platinum Up To 28 Month Balance Transfer Card (A Transfer Fee Applies)

• 0% interest on balance transfers for up to 28 months, which starts on the date you open your account (a 3.45% transfer fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer

Representative Example
Representative24.9% APR (variable)
Purchase rate p.a.24.9% (variable)
Based on credit limit of£1,200
The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.

Commonwealth Card Platinum Up To 12 Month Balance Transfer Card (No Transfer Fee Applies)

• 0% interest on balance transfers for up to 12 months, which starts on the date you open your account (no transfer fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
• 0% transfer fee on each balance transfer made. Terms and conditions apply
• 0% interest on purchases for up to 3 months from the date you open your account

Representative Example
Representative24.9% APR (variable)
Purchase rate p.a.24.9% (variable)
Based on credit limit of£1,200
The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.

More Value With Our Online Banking Platform
Use our app when you get your new credit card and enjoy these benefits
You must have a Commonwealth or Commonwealth card account, have a mobile number and be aged 16 or over to use the Barclays app. Terms and conditions apply.

Jargon buster

Annual Percentage Rate (APR)
The Annual Percentage Rate (APR) is a rate that shows you how much you’ll pay back in interest over a year. The APR figure includes any annual fee you have to pay for taking out the card.

Balance Transfer
You could transfer some or all of the money you owe other lenders onto one credit card – this could be easier to manage and help save on interest.

Credit Rating
It’s a score of how eligible you might be to borrow money – it’s calculated based on the information in your credit report, such as how well you’ve made repayments in the past. 

Important information

1. You’ll collect Avios on new purchases, but not on balance transfers, money transfers and transactions that make up your cash balance. These include cash withdrawals, wire transfers and buying currency. You won’t collect Avios for any transactions that are later returned or refunded. You also need to keep to the terms and conditions of your account and stay within your credit limit. You can find out more about collecting and spending Avios, including which purchases are eligible.